iOS 27 Code Suggests Apple Could Restrict Leased Devices After Missed Payments

Code found in the iOS 27 beta suggests Apple is developing a system that could restrict leased iPhones when customers fall behind on payments. The discovery follows a recent Bloomberg report that Apple may soon launch a new "Apple Upgrade" leasing program, allowing customers to pay for hardware through monthly installments. 9to5Mac reports: The code describes a system called App Managed Features, which allows an authorized financing or provider app to enroll an iPhone and perform ongoing status checks. If the contract is no longer in good standing, Apple's system services can place the iPhone in "Restricted Mode," which blocks access to most apps until the payment or contract issue is resolved, while keeping a small set of apps available. The fixed allowlist currently found in the iOS 27 beta includes: Accessibility Reader, App Store, Health, Magnifier, Phone, Clock, Settings, Wallet, Passwords, and the Restricted Mode interface itself. Apps that can send critical alerts, such as Messages, Home, and certain medication or safety apps, may also remain accessible. However, the provider appears to have some control over those exceptions. The code does not appear to cancel, suspend, or otherwise modify App Store subscriptions associated with blocked apps. As a result, a subscription could continue billing even while access to its app is restricted. Additionally, there isn't a fixed number of missed payments that automatically triggers the restrictions. The financing provider's app decides when to lock the device based on its own policies. Finally, the new framework also introduces a new type of activation lock called "Partner Finance Lock," which is meant to prevent users from erasing, reselling, or stripping a restricted device for parts.

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