Know Your Agent: Why AI agents need credit checks before they transact

In January 2026, an AI agent lost $250,000 in a single transaction. Nobody checked its reputation first.

The agent economy is booming — 49,000+ agents registered on ERC-8004, $600M+ in x402 payments. But there's no standard way to answer: "Should I trust this agent?"

We built two free tools to fix this:

1. KYA — Know Your Agent

A due diligence report for any AI agent. Think of it as a credit check for the machine economy.

curl https://zarq.ai/v1/agent/kya/{agent_name}

Returns:

• Trust Score (0-100)


• Compliance rating (EU AI Act weighted)


• Risk level: TRUSTED / CAUTION / UNTRUSTED


• Days active, platform, on-chain registration status

4.9 million agents indexed across ElizaOS, Virtuals, ERC-8004, and more.

Web UI: https://zarq.ai/kya

2. The ZARQ Signal — Predictive Risk Feed

A live feed of structural risk signals across 205 crypto tokens.

curl https://zarq.ai/v1/signal/feed

Shows which tokens are in structural collapse, which are under stress, and which are improving. Updated continuously. 113/113 historical collapses detected with 98% precision.

Web UI: https://zarq.ai/signal

Both are free, no auth, no signup. Built for agents and humans alike.

Links:

• KYA: https://zarq.ai/kya
  


• Signal: https://zarq.ai/signal
  


• API docs: https://zarq.ai/zarq/docs
  


• MCP server: https://smithery.ai/server/agentidx/zarq-risk