Americans owe $220 billion in medical debt, and 80% of medical bills contain errors — duplicate charges, upcoded procedures, unbundling, wrongful denials, balance-billing violations, out-of-network surprises. I built Reclaim to catch those errors and handle the appeals process end to end.
What it does
You upload a photo or PDF of your medical bill or Explanation of Benefits. Gemini 2.5 Flash extracts every line item, CPT code, and charge. Reclaim then checks for:
- Duplicate charges
- Upcoded procedures
- Unbundling violations
- Wrongful claim denials
- Balance-billing violations
- Out-of-network surprises
If no errors are found, you pay nothing. If errors are found, a one-time $29 per-case unlock generates the appeal letter and sends it directly to your insurer's fax line via the Telnyx Fax API — with a delivery receipt and a 30-day response calendar.
Why I built it
Most people don't know they can appeal a medical bill, and fewer know how. The process requires specific legal language, relevant policy citations, and tight deadlines. I wanted to automate the parts that make it inaccessible: document parsing, error detection, letter drafting, fax sending, and deadline tracking.
How it works
The intake flow accepts photos or PDFs. Gemini 2.5 Flash handles extraction. Supabase Postgres stores cases under row-level security per user, with medbill_*-prefixed tables. Auth is Google OAuth via Supabase Auth.
After errors are confirmed, Stripe Checkout handles the $29 unlock. The app generates the appeal letter with pdf-lib — supporting internal first-level appeals, external review requests, and FDCPA cease-and-desist letters depending on the situation — then faxes it via Telnyx with a delivery receipt.
A Vercel cron job runs daily and sends reminder emails via Resend at 7 days, 3 days, 1 day, and overdue per appeal.
The dashboard uses what I'm calling a brutalist editorial design: black on cream, no rounded cards, typography-forward.
Stack
| Layer | Technology |
|---|---|
| Framework | Next.js 16 (App Router) + React 19 |
| Language | TypeScript |
| AI | Gemini 2.5 Flash via @google/generative-ai |
| Database | Supabase Postgres |
| Auth | Supabase Auth (Google OAuth) |
| Payments | Stripe Checkout |
| Fax | Telnyx Fax API |
| Resend | |
| Cron | Vercel cron |
pdf-lib + pdf-parse | |
| Styling | Tailwind CSS v4 |
Pricing
Upload and analysis are always free. The $29 unlock only fires after errors are confirmed. 100% of any recovery is yours.
Repo: https://github.com/kyisaiah47/reclaim (MIT)
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