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Failover on a hard decline just gets you declined twice

We had a routing rule that read well on paper: if acquirer A declines, retry on acquirer B. The goal was a higher approval rate. The rule looked at the HTTP…

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We had a routing rule that read well on paper: if acquirer A declines, retry on acquirer B. The goal was a higher approval rate. The rule looked at the HTTP outcome and the generic "declined" flag. It never looked at the response code. So a card reported lost (43), a stolen card (41) and an invalid card number (14) all got sent to a second... Weiterlesen: Failover on a hard decline just gets you declined twice

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