Previously, Apple only offered 12-month interest-free financing through Apple Card Monthly Installments. The new carrier plans lower the monthly payment by extending the repayment period, although buyers will remain committed to the plan for three years.
AT&T says the offer is available to existing customers who add a new line of service.
Verizon also requires customers to connect the iPad to a new line before using the 36-month financing option.
The longer payment period makes a noticeable difference on expensive models. For example, the 11-inch cellular iPad Pro starts at $1,399. Apple Card financing brings the monthly payment to about $116.58 for 12 months, while carrier financing lowers it to roughly $38 per month for 36 months.
Apple introduced these options shortly after raising prices across the iPad range. The new plans give customers another way to manage the higher upfront cost, especially if they already use AT&T or Verizon and plan to keep cellular service active.
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