Still Picking API vs Local LLM by Gut Feeling? A Framework With Real Benchmarks


"Just use ChatGPT for everything" — that's intellectual laziness in 2026.

The opposite extreme — "I care about privacy, so everything runs local" — is equally lazy. Both are architectural non-decisions.

I run Local LLMs daily on an RTX 4060 (8GB VRAM) + M4 Mac...